Check out the cities CAFR my friend and do the math on the budget. And my pension is a private plan that I more than likely pay more into than your 401k. And if you want to do some more research while your at it in the state of Florida, FSR and private 175 and 185 pension were funded 90-94% by the employees meaning fire, police. And I will tell you right now outside of our sister city orange city volunteer department are not that cost effective when is comes to loss of life or property hint the trend majority of fire department not being volunteer.