They insured the car. Pay the man his money. I'm sure they didn't give two flips what kind of car it was while he was paying his premiums. But when it's time for them to pay up they want to hem and haw and lowball people. And the DMV registered the vehicle without verifying what it was? Looks like there were plenty of breakdowns in this case. Anyway, insurance is the biggest racket going today. It baffles me that it's legal to take people's money year after year and pay them no dividend if there is no claim made. And then you make a claim and you have to come up with a deductible. Forget that money that you have paid in all these years, we need $500 on top of that. It's a GD ripoff.