There are lenders that will make home loans to just about annyoe that can pay it back, regardless of past credit. The main difference is the interest rate you pay.But if you are not paying your student loan because you are barely getting by, no sane lender is going to make a home loan to you. Start by finding a cheaper place to rent, use the rent you save to get your student loan up to date, then you can start looking for a house to buy.