First of all I think it is in poor taste to publish this information in the news, at least right now. The families are surely still grieving and dealing with other difficult issues.

Second, it is most likely a liability issue for the insurance companies to hash out. That is why we should carry insurance, and the adjusters either hope you get your own lawyer, so they can get off the hook, or they hope to be able to settlle for equal or less than the full amount of coverage. If the coverage on the policies were "not enough" then they go after the estate, or whatever assets they can get.

Insurance companies hope and try not to let it go to court, because it would cost them more to fight it. (unless the estate and assets are huge) If the "liable" person doesn't get a lawyer then insurance has to provide one. Even tho the adjusters are supposed to evaluate the claim from all angles, they are still looking out for their own best interest not the insured.

The poor families involved can only pray it will settle, and that they not lose everything they own.